The cost of refinancing your home loan
19th December 2024
Our Team
Andrew Newcombe – CFP® JP
John Kritsimas – CFP® MCom (Fin Plan)
Samantha Robins - BA
Gavin Daniel
This website is intended to provide general information only and has been prepared by Godfrey Pembroke Group Pty Ltd (ABN 38 078 629 973 AFSL 245451) “GPG” of Level 2, 26 Brisbane Avenue, Barton ACT 2600, without taking into account any particular person’s objectives, financial situation or needs. Investors should, before acting on this information, consider the appropriateness of this information having regard to their personal objectives, financial situation or needs. We recommend investors obtain financial advice specific to their situation before making any financial investment or insurance decision.
Authorised Representative No. 241942
The Financial Services that the above financial advice specialists offer are provided by
GP Thornleigh Pty Ltd <ABN 50 131 194 058> +
Euthenia Financial Services Pty Ltd <ABN 52 145 820 622>
Trading as: Newcombe Kritsimas Partners <ABN 53 760 991 834>
Corporate Authorised Representative Number: 412394
Andrew Newcombe is a Certified Financial Planner® and has worked in the Financial Services Industry since 1994. He has been a Financial Adviser with Godfrey Pembroke since 1998. During this time he has enjoyed assisting his clients with their financial goals and objectives.
He has extensive experience in the areas of direct share investments, negative gearing, wealth creation strategies, superannuation, retirement income streams, social security, estate planning, and personal risk insurance. He is a Certified Financial Planner, a member of the Financial Planning Association of Australia and a Justice of the Peace.
Andrew understands that although most of his clients are in or nearing retirement – they all have different personal goals. Creating unique strategies to meet these goals ensures his clients are always the central focus of his business.
Authorised Representative No. 325671
The Financial Services that the above financial advice specialists offer are provided by
GP Thornleigh Pty Ltd <ABN 50 131 194 058> +
Euthenia Financial Services Pty Ltd <ABN 52 145 820 622>
Trading as: Newcombe Kritsimas Partners <ABN 53 760 991 834>
Corporate Authorised Representative Number: 412394
John Kritsimas has been in the Financial Services Industry since 2001 and joined Godfrey Pembroke in 2005. Prior to joining the Godfrey Pembroke Thornleigh Practice, John worked for Westpac Banking Corporation in Sydney. He worked in Corporate Deskbank providing advice and support to medium and large size companies.
John has extensive experience in the areas of wealth accumulation strategies, personal risk protection, retirement planning, estate planning, tax planning, direct equity investment and gearing strategies.
John’s business philosophy is simple:
Samantha started with us way back in 2006 and has been a vital part of our business since then. Her current role is our administration manager and personal assistant.
She provides the necessary administrative assistance to our team and is the engine room of our business.
Sam enjoys helping our clients with day to day queries and is usually your first point of contact ready to greet you with her cheery voice when you call the office or pop in to see us.
Gavin has been in the financial services industry since 2000. He worked as a Paraplanner for 10 years before moving into various compliance & risk roles.
Gavin joined our team in July 2022 and brings a breadth of experience from writing complex strategies to understanding the importance of keeping up to date with legislation requirements.
Gavin enjoys working together with Andrew, John and the NKP team to ensure a positive experience for our clients and more importantly to provide advice that puts our clients first and at the core of our business.
We welcomed David to our team in mid-2022. His main responsibilities include for many of the administrative functions that are so important to our business and assisting John and Andrew in delivering exceptional client service to our clients.
Having worked across a number of diverse industries (including 10 years in commercial insurance), David brings a magnificent wealth of knowledge and experience in customer service.
Most importantly, he is passionate about building relationships with our clients and providing them with a pleasant experience and positive outcome at every interaction.